Why Beginning-of-the-Year Debt Placement Makes Strategic Sense

January and February are ideal times for businesses to reassess financial health and clean up lingering
receivables. Accounts that are over 120 days old with no communication rarely resolve themselves — but they often respond to professional collection efforts.

Placing these accounts early in the year helps free up working capital, improves financial clarity, and allows your internal team to focus on growth instead of chasing non-responsive debtors.

Discover how RSD helps businesses recover silent accounts while maintaining professionalism and protecting relationships in our latest article.

Pick a Tried-and-True Debt Collection Agency

You don’t need to take a chance when you work with an accredited commercial debt collection agency like RSD. We’ll get you the money you’re owed with as little effort and anxiety possible on your part.

To get started, call 248-370-8160 or submit an online contact form.

Why 120+ Day Old Accounts with No Communication Deserve Immediate Attention

When an account passes 120 days with no response from the debtor, the likelihood of collecting through internal efforts drops sharply. Silence often signals deeper issues — cash flow problems, disorganization, or intentional avoidance.

At the start of a new year, continuing to carry these accounts can distort your financial picture and consume valuable internal resources. By placing silent, aged receivables with a professional commercial debt collection agency, businesses can improve reporting accuracy, reduce administrative strain, and increase the chances of recovery before the debt becomes too old to pursue effectively.

Learn more about when and why placing 120+ day old accounts with no communication is a smart business move in our latest article.

Pick a Tried-and-True Debt Collection Agency

You don’t need to take a chance when you work with an accredited commercial debt collection agency like RSD. We’ll get you the money you’re owed with as little effort and anxiety possible on your part.

To get started, call 248-370-8160 or submit an online contact form.